Target Markets and Products
Primary Markets
Large Employers 50 Plus
Under the rules of the Affordable Care Act (Obamacare), all companies with 50 or more employees must offer a minimum level of coverage to their employees. We solve this challenge by researching the best-in-class MEC (minimum essential coverage) and MVP (minimum value) for the specific industry and location of the client. The assures full compliance with the Affordable Care Act and the maximum retention and recruitment results for the client company.
Small Employers 2-49
Many small businesses cannot afford traditional major medical coverage for their employees. We provide affordable solutions using MEC-style plans or government-subsidized options. Many employers do not offer health insurance, so we provide information on subsidized individual and family options, along with more affordable group benefits.
Individuals or Ind.Contractors
Many workers find they cannot afford payroll deductions, so do not take the plans offered at work. Most of these individuals qualify for government assistance that pays all or part of the cost. Recently laid off, or employed where plans are unavailable, either way, it is likely there is a subsidized option available to provide full coverage at little or no cost to the individual.